[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.matask.cz\/pujcky-a-uvery\/#Article","mainEntityOfPage":"https:\/\/www.matask.cz\/pujcky-a-uvery\/","headline":"P\u016fj\u010dky a \u00dav\u011bry","name":"P\u016fj\u010dky a \u00dav\u011bry","description":"Nejeden z n\u00e1s u\u017e si n\u011bkdy po\u017e\u00e1dal o n\u011bjak\u00fd ten \u00fav\u011br anebo p\u016fj\u010dku. M\u00e1me v\u00edce mo\u017enost\u00ed jak a kde si p\u016fj\u010dit n\u011bjak\u00e9 ty finance. Nab\u00edz\u00ed se n\u00e1m p\u016fj\u010dky, kter\u00e9 vid\u00edv\u00e1me v televizi, na internetu \u010di n\u011bkde na plak\u00e1tech. M\u016f\u017eou b\u00fdt dobr\u00e9 v\u00fdhodn\u00e9 a n\u011bkter\u00e9 nev\u00fdhodn\u00e9 a t\u00edm v\u00e1s mohou nap\u00e1lit a m\u016f\u017ee se leckdy jednat […]","datePublished":"2019-12-15","dateModified":"2023-04-30","author":{"@type":"Person","@id":"https:\/\/www.matask.cz\/author\/#Person","name":"","url":"https:\/\/www.matask.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/65248d4269af31fa3fa693ee3fd479d0960b985d370ed586e59378332be7a3ce?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/65248d4269af31fa3fa693ee3fd479d0960b985d370ed586e59378332be7a3ce?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"matask.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.matask.cz\/wp-content\/uploads\/img_a364309_w4363_t1577093375.jpg","url":"https:\/\/www.matask.cz\/wp-content\/uploads\/img_a364309_w4363_t1577093375.jpg","height":0,"width":0},"url":"https:\/\/www.matask.cz\/pujcky-a-uvery\/","about":["Finance"],"wordCount":473,"articleBody":"Nejeden z n\u00e1s u\u017e si n\u011bkdy po\u017e\u00e1dal o n\u011bjak\u00fd ten \u00fav\u011br anebo p\u016fj\u010dku. M\u00e1me v\u00edce mo\u017enost\u00ed jak a kde si p\u016fj\u010dit n\u011bjak\u00e9 ty finance. Nab\u00edz\u00ed se n\u00e1m p\u016fj\u010dky, kter\u00e9 vid\u00edv\u00e1me v televizi, na internetu \u010di n\u011bkde na plak\u00e1tech. M\u016f\u017eou b\u00fdt dobr\u00e9 v\u00fdhodn\u00e9 a n\u011bkter\u00e9 nev\u00fdhodn\u00e9 a t\u00edm v\u00e1s mohou nap\u00e1lit a m\u016f\u017ee se leckdy jednat o n\u011bjak\u00e9 ty lichv\u00e1\u0159e kte\u0159\u00ed p\u016fj\u010d\u00ed s n\u00edzk\u00fdm nebo velk\u00fdm \u00farokem ale kdy\u017e nezaplat\u00edte v \u010das cht\u011bj\u00ed po v\u00e1s nek\u0159es\u0165ansk\u00e9 pen\u00e1le nav\u00edc t\u011bmto firm\u00e1m je dobr\u00e9 se vyhnout obloukem. Jedn\u00e1 se p\u0159edev\u0161\u00edm o nebankovn\u00ed p\u016fj\u010dky.\u00a0Pak by se n\u00e1m nab\u00edzelo \u00fav\u011bry od Bank a t\u011bch m\u00e1me v\u00edce druh\u016f poj\u010fme se na n\u011b pod\u00edvat.\u00a0M\u016f\u017eeme je d\u011blit podle doby na\u00a0kr\u00e1tkodob\u00e9\u00a0do 1 roku,\u00a0st\u0159edn\u011bdob\u00e9\u00a0do 4 let a\u00a0dlouhodob\u00e9\u00a0nad 4 roky.\u00a0Takov\u00e9to \u00fav\u011bry se poskytuj\u00ed jak oby\u010dejn\u00fdm lidem, tak i firm\u00e1m, ale tak\u00e9 se poskytuj\u00ed na podnikatelsk\u00e9 \u00fa\u010dely. Takov\u00e9 to p\u016fj\u010dky se poskytuj\u00ed bu\u010f jednor\u00e1zov\u011b nebo opakovan\u011b.\u00a0Jak je d\u011bl\u00edme? To u\u017e v\u00edme ale m\u00e1me i r\u016fzn\u00e9 formy \u00fav\u011bru a to n\u00e1sleduj\u00edc\u00ed.\u00a0Takzvan\u00ed\u00a0kontokorent\u00a0co\u017e je \u017ee v\u00e1s va\u0161e banka pust\u00ed do m\u00ednusu na \u00fa\u010dtu, tak\u017ee vy na \u00fa\u010dtu m\u00e1te t\u0159eba 0k\u010d, ale m\u016f\u017eete t\u0159eba do \u20135000 k\u010d, a to m\u016f\u017eete splatit\u00a0t\u00edm,\u00a0\u017ee tam tu \u010d\u00e1stku vlo\u017e\u00edte nebo po\u0161lete p\u0159es po\u0161tovn\u00ed pouk\u00e1zku anebo kdy\u017e v\u00e1m na \u00fa\u010det p\u0159ijde t\u0159eba v\u00fdplata tak se v\u00e1m to strhne.\u00a0Pak by tu byl\u00a0Lombardn\u00ed \u00fav\u011br\u00a0ten znamen\u00e1 \u017ee d\u00e1te proti z\u00e1stav\u011b cenn\u00e9 v\u011bci jako jsou t\u0159eba \u0161perky, cennosti, drah\u00e9 kovy.\u00a0Je\u0161t\u011b tu m\u00e1me v\u0161em zn\u00e1m\u00fd\u00a0hypote\u010dn\u00ed \u00fav\u011br\u00a0neboli hypot\u00e9ku ten se p\u0159ev\u00e1\u017en\u011b d\u00e1v\u00e1 na koupi n\u011bjak\u00e9 t\u00e9 nemovitosti nebo na v\u00fdstavbu rodinn\u00e9ho domu tento \u00fav\u011br m\u00e1 splatnost v\u011bt\u0161inou 20-30 let, a nav\u00edc mus\u00edte m\u00edt n\u011bjakou svou \u010d\u00e1st tohoto \u00fav\u011bru, aby v\u00e1m byl poskytnut\u00fd.\u00a0Aby v\u00e1m byl poskytnut n\u011bjak\u00fd takov\u00fdto \u00fav\u011br pot\u0159ebujete v\u011bd\u011bt, \u017ee prvn\u00ed je nejlep\u0161\u00ed osobn\u00ed sch\u016fzka aby, jste zjistily, co a jak. D\u00e1le mus\u00edte podat \u017e\u00e1dost o p\u016fj\u010dku. Ur\u010dit\u00e1 banka tak\u00e9 bude zkoumat, jestli jste schopn\u00ed spl\u00e1cet.\u00a0D\u016fle\u017eit\u00e9 d\u016fkladn\u011b si p\u0159e\u010d\u00edst smlouvu a jej\u00ed podm\u00ednky.\u00a0\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dky a \u00dav\u011bry","item":"https:\/\/www.matask.cz\/pujcky-a-uvery\/#breadcrumbitem"}]}]